When it comes to losing fat, most people immediately think of sweating it out through intense workouts or rigorous dieting. But there is a lesser-known yet incredibly effective element at play. It is your fat-burning heart rate. This is not just any random number; it is a specific pulse at which your body taps into its stored fat reserves for energy rather than relying solely on carbohydrates. However, not everyone’s ideal heart rate for weight loss is the same. Factors such as age, fitness level, genetics, and even daily stress levels influence your optimal heart rate for fat loss. That…
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Justin Thomas emerged victorious at Harbour Town on Sunday as he picked up his 16th career PGA Tour victory at the RBC Heritage. It took a playoff hole to get there, the fifth playoff on Tour this season, but that only added to the intensity of it all. Interestingly the event marked the 250th start of Thomas’ career so a conversion on 16 of them puts his career winning percentage at 6.4%. Putting it that way may sound paltry, but this is professional golf where winning is extraordinarily difficult. Context is required. Consider that Thomas is still only 31 years…
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Your body’s a busy place, full of tiny workers keeping you healthy. Some of these workers, like macrophages and mitochondria, do more than you might think. They’re not just cleaning up germs or powering your cells — they’re also teaming up to control inflammation, that fiery response that protects you from infections in the short term but contributes to diseases when it becomes chronic. It’s important to understand how these cellular heroes work, why they’re key for fighting infections and calming autoimmune flare-ups, and, perhaps most importantly, how to support them with simple, everyday habits. Meet Your Body’s Cleanup Crew…
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by Nahlah Abdur-Rahman April 21, 2025 The slain mother sent a one-word text that led to the arrest of a suspect. A Black mother in Alabama died alongside her five-year-old son in a triple homicide, but not before texting her alleged killer’s name. Arkia “Kia” Berry died with her young son and boyfriend in their car as a gunman shot them down in July 2024. When police investigated the scene, they found the 28-year-old’s phone with a single text message sent to a friend containing the word “Jaco.” The ominous text provided crucial insight into who could have shot the…
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While investing in debt funds is less risky than equity, investors should still be wary of the two main types of risk that can affect returns – interest rate and credit risk. Interest rate risk is the possibility that rising rates will reduce the fund’s value, and credit risk is the risk that the issuer of the bond may default on payments. The majority of the assets held by gilt funds are invested in government securities, which essentially reduces the credit risk to nil. Here, we’ll take you through all you need to know about these funds – from gilt…
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The Federal Trade Commission’s (FTC) “junk fees” ruling, which was passed in December 2024, goes into effect on May 12. The new law requires businesses selling tickets and short-term lodging to “clearly” show all fees (like service and cleaning fees) at the time of purchase. On Monday, Airbnb announced in a statement that it is getting started early. All Airbnb guests globally will now automatically see the complete cost of their proposed stay, including all fees (before taxes), when looking at search result listings. Related: ‘I Can’t Get Everyone to Move Here’: Why Airbnb’s CEO Is Sticking With a Once-a-Month…
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According to my Rich Habits study, one of the reasons the wealthy accumulated so much wealth was due to the fact that they worked more hours than those who were not rich. Here’s some of the data: 44% of the wealthy worked 11 hours more each week than the non-rich. 86% of the wealthy who had full time jobs, worked 50 hours or more each week, whereas 57% of the non-rich who had full-time jobs worked less than 50 hours each week. 88% of the wealthy took fewer sick days than the non-rich. 79% of the wealthy, on top of…
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The latest addition to the PBA 50 Greatest List during an anniversary gala on Friday. –MARLO CUETO/INQUIRER.net There is that sense that those who chose the latest batch of players added to the PBA’s Greatest list got it right. Of the 10 players added to the elite group that now numbers 50, only two are active players. Article continues after this advertisement There was some noise regarding the inclusion of Scottie Thompson, the 2021 PBA MVP—for a reason. As with previous enshrinements, there are those who feel that active players should be left for future consideration. Future lists are additions,…
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The American Farm School (AFS) in Thessaloniki, Greece, is spearheading a transformative project aimed at revolutionizing agricultural education and practices through the implementation of a data-driven, smart greenhouse. In collaboration with Cisco, Dataways S.A., and Green Project S.A., this initiative integrates cutting-edge Internet of Things (IoT) technologies, providing students with hands-on experience in smart farming while demonstrating the technological benefits to local farmers. The Need for Innovation Greenhouse farming plays a crucial role in modern agriculture by addressing food security, resource conservation, and sustainability. It facilitates year-round production while safeguarding crops against pests, diseases, and extreme weather. This approach…
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This post is part of a series sponsored by Expert Insured. The insurance industry is evolving quickly, and let’s face it-legacy systems won’t be part of its future. You’ve probably seen the signs yourself: outdated tech, cumbersome desktop-based setups, and the endless hassle of VPN connections. The question isn’t whether these systems will change, but how quickly you’ll move to a better solution. That’s why we acquired Expert Insured and significantly enhanced it-to directly address these industry challenges and deliver a platform built specifically for the future needs of MGAs and wholesalers. Why Expert Insured? Expert Insured isn’t just another…