Image by John Cameron It’s a phrase we’ve all heard and probably used: “Five-second rule!” It’s shouted in kitchens, classrooms, and offices everywhere, usually right before someone pops a piece of food off the floor and into their mouth with a grin. But is this popular belief just a harmless joke or actually a health…
Image by Ronnie George Selling a home is often an emotional and complex journey. From preparing for showings to negotiating offers, the process demands time, energy, and sometimes a lot of patience. But what happens when you realize that selling your home might not be the right move, at least not right now? Delisting a…
Image by Vitaly Taranov In today’s world, financial education is more accessible than ever before. Free resources, online courses, podcasts, and social media advice are only a click away. Yet, despite the wealth of available information, a surprising number of people continue to make excuses for not understanding basic personal finance. Why is financial illiteracy…
Image by Anthony Fomin Social Security is supposed to offer retirees a sense of financial security after decades of hard work. Yet, for many, it falls painfully short of providing the comfortable retirement they had imagined. While low payouts and rising living costs play a role, there’s another critical factor at work: the decisions retirees…
Image by Anthony Fomin Social Security is supposed to offer retirees a sense of financial security after decades of hard work. Yet, for many, it falls painfully short of providing the comfortable retirement they had imagined. While low payouts and rising living costs play a role, there’s another critical factor at work: the decisions retirees…
Image by Christian Joudrey For homeowners and prospective buyers, property taxes play a pivotal role in determining the overall cost of owning a home. While these taxes fund essential public services, they can also be a significant financial burden. Fortunately, some states offer more favorable property tax rates, providing relief to residents. Based on the…
I love participating in loyalty and reward programs. They’re almost always free, gets you free “stuff,” and there’s really no downside. The only risk is that you overspend, which I’m not prone to do. And if you don’t participate, you invisibly subsidizing the folks who do. It’s like not using a rewards credit card, you…
Crowdfunding has transformed the way people fund creative projects, new businesses, and bold ideas. With a compelling pitch and a little internet magic, some campaigns have raised millions almost overnight. But while many backers eagerly threw their support (and money) behind these ventures, not every story had a happy ending. In fact, some of the…
Image Source: 123rf.com No one wants to admit that they are jealous of someone else’s money. However, nearly three in five Americans have felt envious of someone else’s financial situation, according to a NerdWallet survey. Especially when it comes to family and money, jealousy can tear a family apart. If you’re the family member who has the money,…
Financial planning is an essential step toward building a secure, stress-free future. It covers every aspect of your personal financial life – from budgeting and investments to insurance, tax planning, debt management, retirement, and estate planning. Just like you look after your physical health by eating well, exercising regularly, and going for check-ups, you must…