Image by Michael Marsh When it comes to saving for a child’s education, a 529 plan is often the first option people hear about. These tax-advantaged accounts are specifically designed to help families save for future tuition and related costs. But they aren’t the only option. Sometimes, they aren’t even the best. In certain situations,…
Image by Alexander Mils When you’re in a relationship, it’s common for one partner to naturally take the lead on managing the money. Maybe it started out of convenience, or maybe it felt like a practical division of labor. But over time, it’s easy to lose touch with what’s happening financially, and that can become…
Discover what happens during mutual fund panic redemptions, how it differs from bank collapses, and what investors should do to protect their money. In recent times, Indian investors have become increasingly comfortable with mutual funds as a go-to investment option for long-term wealth creation. The “Mutual Funds Sahi Hai” campaign helped break old beliefs, drawing…
Image by Chelsea Gates In recent years, mindfulness has taken the world by storm, with meditation apps, wellness retreats, and countless self-help books promoting its benefits. However, as mindfulness continues to gain mainstream popularity, a growing number of critics are challenging its effectiveness, origins, and potential drawbacks. While mindfulness might seem like the perfect solution…
Image by Aaron Burden Most people dream about retirement for years. After decades of hard work, it’s the reward that promises freedom, relaxation, and the ability to finally enjoy life on your terms. But behind the sunny images of beach vacations and rounds of golf, retirement can actually be one of the most dangerous periods…
Image by Danielle Cerullo Signing up for a gym membership feels great…until it doesn’t. Maybe you were pressured by an aggressive salesperson. Maybe life has changed, and you can’t afford it anymore. Or maybe you simply realized the gym isn’t a good fit for you. Whatever the reason, getting out of a gym membership can…
Image by Towfiqu Barbhuiya Facing a debt collector in court can be one of the most nerve-wracking financial experiences. For many people, the fear of being sued is overwhelming enough that they settle or agree to pay—even when they have valid defenses. But here’s the good news: debt collectors don’t always win. In fact, when…
Image by Alora Griffiths It’s easy to get swept away by the promise of a “miracle” diet. The ads are everywhere: Lose 20 pounds in two weeks! Melt fat effortlessly! Transform your body in 30 days! But what these diets often don’t tell you is that the faster the weight drops off, the more your…
Image by Joel Muniz When you think of a charity, you probably picture goodwill, compassion, and organizations working tirelessly to make the world a better place. And many nonprofits do exactly that. But not all charities operate with pure intentions, or at least not with full financial transparency. In reality, some charities are pulling in…
Image by Logan Voss There’s that moment when you open your paycheck, and something looks off…but in a good way. Maybe you were paid more than expected or a bonus hit that you weren’t told about. You might feel skeptical but relieved. Then, just when you’ve used the money or budgeted it into your month,…