If you’re starting a small business, or own a business but have run into some money trouble, you might be tempted to take out a merchant cash advance (MCA). Sure, these are a quick way to get funding in an emergency, but they’re a terrible idea for business owners. I would never recommend going into…
No one enjoys buying life insurance, let alone researching which company to buy it from. But with the Internet, finding the best life insurance company (especially one that enables you to apply quickly online) is easier than ever. Like every other financial product, the life insurance industry has gone digital. You can now buy life…
Image by Aaron Burden Turning 50 is a milestone. It’s not quite “senior,” but it’s far enough along in adulthood that retirement suddenly feels closer than ever. For many, it’s the decade when reality sets in and the window for making impactful financial decisions starts to narrow. But rather than panicking, this is the perfect…
Image Source: Pexels Unfortunately, many scams target older adults because scammers know that they are more likely to have more money and are easy targets. According to the FBI Internet Crime Complaint Center, roughly $3.4 billion in total fraud losses were reported by Americans over age 60 in 2023, up 11% from 2022. The average…
Image Source: Pexels Unfortunately, many scams target older adults because scammers know that they are more likely to have more money and are easy targets. According to the FBI Internet Crime Complaint Center, roughly $3.4 billion in total fraud losses were reported by Americans over age 60 in 2023, up 11% from 2022. The average…
Image by Priscilla Du Preez Few relationship questions spark more debate than this one: Is it ever okay to date a best friend’s ex? For some, the answer is a clear-cut “no”—a matter of loyalty and unspoken rules. For others, relationships are complex, and love doesn’t always follow a socially approved script. But where does…
Image by Albero Furniture Bratislava Shopping for furniture can feel like a relaxed and leisurely experience…until someone treats the showroom like a playground or a personal living room. While most shoppers are respectful, furniture store employees quietly deal with recurring behaviors that make their jobs harder, the displays messier, and the shopping environment less enjoyable…
Image by Viktor Bystrov In an era of rising prices, shrinking paychecks, and record-breaking corporate profits, “retail blackouts” have become the latest tool in the consumer protest playbook. On social media, waves of users are calling for collective no-buy days, swearing off big-box stores, fast fashion, or even online marketplaces for set periods of time….
Image by Jamie Street Bringing a new pet into your life is exciting. It’s also a major commitment—emotionally, financially, and practically. For first-time pet owners, that initial excitement can quickly collide with the reality of daily care, behavior challenges, and unanticipated expenses. Even with the best intentions, many new pet owners stumble into the same…
Image by appshunter.io In the ever-evolving world of retail, giants don’t fall overnight, but they are falling. While shifting consumer preferences and economic pressures play their role, two online juggernauts, Shein and Temu, are accelerating the collapse of traditional retailers at a startling pace. With their ultra-low prices, lightning-fast trend cycles, and frictionless mobile shopping…