Image by Towfiqu Barbhuiya It’s one of the most common pieces of financial advice tossed around by well-meaning friends, influencers, and personal finance gurus: “Just budget better.” As if poverty is simply a matter of spreadsheet management. As if all it takes to escape low-income living is a few cutbacks, a color-coded Google Doc, and…
Taxpayers who live in federally declared disaster areas are sometimes given automatic extensions to file their taxes. This includes an extension to both file and pay. You typically do not get an extension to pay if you file for an extension on your own, so these automatic extensions can be very helpful. Taxpayers in 12…
Image by Avery Evans of Unsplash Credit cards can be powerful tools for building credit, earning rewards, and managing cash flow (when used wisely). However, not every card on the market is designed with the consumer in mind. In fact, some cards are structured in ways that can quietly drain your finances, charge excessive fees,…
You Still Need a Will Dear Dave, I’m 26, so I haven’t had time to accumulate a lot of money yet through my career. I do have a good, full-time job, though, and have started saving money. Do I need a will or trust when I’m so young and have so little in terms of…
When faced with financial needs, individuals often consider borrowing options like personal loan and overdraft facilities. Understanding the distinctions between these two can help you make an informed decision tailored to your financial situation. What is a Personal Loan? A personal loan is an unsecured loan provided by banks or financial institutions, offering a fixed…
When faced with financial needs, individuals often consider borrowing options like personal loan and overdraft facilities. Understanding the distinctions between these two can help you make an informed decision tailored to your financial situation. What is a Personal Loan? A personal loan is an unsecured loan provided by banks or financial institutions, offering a fixed…
Image by Joel Moysuh We often think of the mail as a background detail in our day-to-day lives—something that shows up and disappears without much thought. But for your local mail carrier, delivering to your home is part of a daily routine that reveals more about your lifestyle than you might expect. Mail carriers are…
Image by Energepic If you’re using a credit card and only collecting points without actually doing anything with them, you’re leaving money on the table. Credit card rewards aren’t just for free flights once a year. They can be the backbone of a smart, flexible lifestyle if you learn how to use them strategically. In…
Image by Ketut Subiyanto Earning a college degree, especially one that took years of studying, thousands of dollars in tuition, and possibly some soul-searching is supposed to open doors, not lead you into a job you could’ve gotten without even finishing high school. But with the job market being what it is, it’s easy to…
Image Source: Pixabay So, here’s a question for you. Suppose you owned a company and interviewed two candidates for a vital leadership position that could determine the success or failure of your business. You ask both candidates the same question: how will you make strategic decisions to ensure the success of the company? You would…