Crypto Comeback or Caution Zone? What Smart Investors Are Doing This Year

Image by Pierre Borthiry of Unsplash The cryptocurrency world is never short on drama. After a brutal winter that saw Bitcoin crash, FTX collapse, and regulatory crackdowns tighten globally, 2025 is shaping up to be a year of cautious optimism. Prices are inching back up, headlines are turning hopeful, and retail investors are watching closely,…

Why Boomers Are Downsizing—and What Younger Buyers Can Learn From It

Image by Dillon Kydd of Unsplash For years, Baby Boomers were seen as the generation clinging to large family homes and resisting change. But that narrative is quickly shifting. More Boomers than ever are choosing to downsize—swapping sprawling suburban houses for smaller, more manageable spaces in walkable neighborhoods or quiet communities. The reasons behind this…

9 Sneaky Ways To Save Money When Your Spouse Is An Impulsive Buyer

Image Source: 123rf.com Let’s be honest—living with someone who loves to shop “just because” can turn your monthly budget into a hot mess. Whether it’s late-night Amazon hauls or spontaneous splurges at Target, an impulsive spender can make it feel like you’re constantly playing financial cleanup. But here’s the deal: you don’t have to become…

The Trade War – 2025

How did the trade war affect US and Indian Equity Markets in the past?  Trump tariff war during his last tenure in 2018 led to increased disputes amongst the World Trade Organisation. The global GDP fell from 3.6% (2018) to 2.9% (2019) as per the IMF data. The global supply chain disruptions increased costs, the…

Why Financial Anxiety Is So Common—And How to Finally Feel in Control

Image by Alexander Grey of Unsplash If you’ve ever hesitated to open your bank app or delayed checking your credit card balance, you’re far from alone. Financial anxiety is something most people experience at some point in their lives, and for many, it lingers in the background of daily decision-making. It doesn’t matter how much…

Buy Now, Regret Later: What BNPL Is Really Costing Americans

Image by Nataliya Vaitkevich of Pexels It’s late at night, you’re browsing your favorite store online, and you find the perfect pair of sneakers or a sleek new kitchen gadget. Just as you’re about to check out, you’re given a tempting option: Buy Now, Pay Later. Four interest-free payments. No credit check. No hassle. It…

The Real Down Payment: Here’s How Much You’ll Really Need to Put Down On That House

Image by Thirdman of Pexels When most people think about buying a home, the first big question tends to be: “How much do I need to put down?” You’ve probably heard the old-school rule of thumb—20% down or nothing. That number sounds daunting, especially with today’s home prices. But here’s the good news: the real…

9 Cities That Were Once Thriving, Now Barely Recognizable

Image by Viktor Hesse of Unsplash Cities rise and fall like empires. Booming economies, ideal locations, or bustling industries once put these urban areas on the map. However, time, conflict, environmental disaster, or economic shifts can transform a vibrant metropolis into a shadow of its former self as soon as it was created. Whether due…