When you redeem or sell a mutual fund investment, your profits are known as capital gains. Based on the holding period of the investment, capital gains can be divided into two types – Long-term capital gains (LTCG) and short-term capital gains (STCG). LTCG and STCG are taxed differently depending on the type of fund you…
While researching investments like stocks and mutual funds, you’ve probably come across terms like alpha and beta. These two measurements are among the many essential factors that help investors understand the risk and performance related to an investment, so it’s important for investors to learn how they can use them to their advantage. Alpha is…
If you’ve already cut your cable, congratulations on taking advantage of big savings provided by free streaming services! If you haven’t… here’s how to cut your cable! With so much free streaming, there’s never been a better time. We found over 30 free streaming options for 2025. Having so many options to choose from can…
If you’ve already cut your cable, congratulations on taking advantage of big savings provided by free streaming services! If you haven’t… here’s how to cut your cable! With so much free streaming, there’s never been a better time. We found over 30 free streaming options for 2025. Having so many options to choose from can…
If you’re nearing or in retirement, you should be familiar with the 4% rule. It says that you can withdraw 4% of your retirement savings each year, adjust it for inflation annually, and your money should last you at least 30 years. It was an idea suggested by William Bengen in 1994 and one that…
The Indian mutual fund industry is surpassing new heights as more investors turn to Systematic Investment Plans (SIPs) to create wealth. As more and more people become aware of the power of disciplined investing and compounding interest, SIPs have emerged as the go-to choice for all kinds of investors. Understanding how SIPs work and are…
Image Source: 123rf.com Social media is more than just selfies and memes—it’s a powerful force shaping how we shop. You might think you’re just browsing, but platforms like Instagram, TikTok, and Facebook are constantly nudging you toward your next purchase. If you’ve ever added something to your cart after watching a 10-second video, you’re not…
Image Source: 123rf.com Social media is more than just selfies and memes—it’s a powerful force shaping how we shop. You might think you’re just browsing, but platforms like Instagram, TikTok, and Facebook are constantly nudging you toward your next purchase. If you’ve ever added something to your cart after watching a 10-second video, you’re not…
There’s no question that the recent market volatility, including the trillions lost in the stock market recently on the release of President Trump’s retaliatory tariffs, is difficult to stomach. The Dow Jones Industrial Average fell almost 4%, the NASDAQ shed nearly 6%, and the S&P 500 index fell almost 5%. In a sea of red,…
Image Source: 123rf.com Should you rely only on social security benefits in retirement? The answer is probably no. Social security benefits should be seen as a supplement to income rather than the only source of income in retirement. The average benefit often covers only a portion of living expenses. Also, the program is facing long-term…